Middle Market Lending

Larger capital solutions for established businesses with higher revenue bands and more complex needs.

Safer-first recommendations Deal protection built-in Partner-ready packets

Best for

SMBs needing capital aligned to a clear purpose and repayment capacity.

Benefits

  • Designed for larger capital requirements
  • Supports acquisitions, growth, refinancing, and strategic projects
  • Can be structured to match complex cash-flow cycles

How it works

  1. Confirm revenue band, margin profile, and capital purpose
  2. Prepare deeper financial detail (as needed)
  3. Evaluate structures that match repayment capacity
  4. Compare total cost and covenants/requirements

Risk flags / when to avoid

  • More underwriting complexity and documentation
  • Covenants and requirements may be stricter
  • Longer timelines than simpler products

FAQ

What counts as middle market?

Often based on revenue and deal size; partners vary.

Is it faster than SBA?

Not always; complexity can add time.

Can it refinance existing debt?

Often yes, case-dependent.

Do you handle negotiations?

We provide partner-ready packets; terms come from partners.

Any guarantees?

No.

Ready to review options?

Request a review and we’ll respond with next steps and a partner-ready packet.

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Disclosures

  • Not a lender: Financial Catapult is not a bank or lender.
  • Third-party offers: Funding and processing options may be offered by third-party partners. Terms vary.
  • No guarantees: Eligibility, terms, and approvals are not guaranteed.
  • Not advice: Content is for informational purposes and is not financial or legal advice.
  • Privacy: Information submitted is used to respond to your request and improve our service.