Bridge Loans
Short-term financing that bridges timing gaps between transactions—common in real estate and acquisitions.
Safer-first recommendations
Deal protection built-in
Partner-ready packets
Best for
SMBs needing capital aligned to a clear purpose and repayment capacity.
Benefits
- Designed for temporary gaps
- Can keep a transaction moving when timing matters
- Often paired with a clear exit/refinance plan
How it works
- Define the gap and timeline clearly
- Establish the exit plan (refinance, sale, permanent financing)
- Stress-test cash flow and reserves
- Confirm fees and total cost under time pressure
Risk flags / when to avoid
- Short duration can raise pressure without a reliable exit plan
- Costs can be higher than longer-term financing
- Don’t use without clear payoff/refinance path
FAQ
How long are bridge terms?
Short-term by design; terms vary.
Is it only for real estate?
Often, but can be used in other transaction gaps.
What’s required?
Depends on asset, deal, and partner.
Can I roll into permanent financing?
Often the goal; depends on approval.
Any guarantees?
No.
Ready to review options?
Request a review and we’ll respond with next steps and a partner-ready packet.
Disclosures
- Not a lender: Financial Catapult is not a bank or lender.
- Third-party offers: Funding and processing options may be offered by third-party partners. Terms vary.
- No guarantees: Eligibility, terms, and approvals are not guaranteed.
- Not advice: Content is for informational purposes and is not financial or legal advice.
- Privacy: Information submitted is used to respond to your request and improve our service.