Fix and Flip Financing

Capital for acquisition and rehab of properties intended for resale on a defined timeline.

Safer-first recommendations Deal protection built-in Partner-ready packets

Best for

SMBs needing capital aligned to a clear purpose and repayment capacity.

Benefits

  • Designed for purchase + rehab + resale cycle
  • Can fund repairs and improvements as part of the plan
  • Aligns to project timeline rather than long-term hold

How it works

  1. Define purchase price, rehab budget, and ARV (if known)
  2. Plan timeline conservatively and include contingency
  3. Build a clear resale strategy and comps logic
  4. Confirm draws, inspections, and funding milestones

Risk flags / when to avoid

  • ARV uncertainty and market shifts
  • Rehab overruns and timeline delays
  • Costs increase if project extends beyond expected timeline

FAQ

Do I need ARV?

Often helpful; estimates vary.

How are rehab funds released?

Many programs use draws; partner-dependent.

What if rehab runs over?

Plan a contingency and timeline buffer.

Is this the same as bridge?

Related but more project-specific.

Any guarantees?

No.

Ready to review options?

Request a review and we’ll respond with next steps and a partner-ready packet.

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Disclosures

  • Not a lender: Financial Catapult is not a bank or lender.
  • Third-party offers: Funding and processing options may be offered by third-party partners. Terms vary.
  • No guarantees: Eligibility, terms, and approvals are not guaranteed.
  • Not advice: Content is for informational purposes and is not financial or legal advice.
  • Privacy: Information submitted is used to respond to your request and improve our service.