Commercial Real Estate Financing
Finance purchase, refinance, or improvement of commercial property (partner terms vary).
Safer-first recommendations
Deal protection built-in
Partner-ready packets
Best for
SMBs needing capital aligned to a clear purpose and repayment capacity.
Benefits
- Supports acquisition and refinance of commercial assets
- Can improve long-term operational stability
- May provide capital for renovations or expansions
How it works
- Confirm property type and transaction goal (purchase/refi)
- Estimate DSCR and cash flow under conservative assumptions
- Prepare property and business documentation as requested
- Compare terms to ensure payment fits safe boundary
Risk flags / when to avoid
- Appraisal and DSCR constraints can impact terms
- Longer underwriting timelines
- Leverage and rate risk must be planned
FAQ
What property types qualify?
Varies by partner; retail, office, industrial, etc.
How long does it take?
CRE typically takes longer than working-capital products.
Do I need down payment?
Often yes; requirements vary.
Can I refinance?
Often yes; partner terms vary.
Any guarantees?
No.
Ready to review options?
Request a review and we’ll respond with next steps and a partner-ready packet.
Disclosures
- Not a lender: Financial Catapult is not a bank or lender.
- Third-party offers: Funding and processing options may be offered by third-party partners. Terms vary.
- No guarantees: Eligibility, terms, and approvals are not guaranteed.
- Not advice: Content is for informational purposes and is not financial or legal advice.
- Privacy: Information submitted is used to respond to your request and improve our service.